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Mortgage Center

Apply Now

Applying online is as easy as 1-2-3

You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Sterling Federal Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 815-626-0614.

Rural Development Loans

Celebrating USDA loans for Rural America! We're taking 100% financing to your small town. Ask your Loan Officer if USDA financing is available is your area.

Find a Loan Officer

At Sterling Federal Bank, we make financing your home our top priority. Our special processing team will work closely with our mortgage experts to provide quick approvals. And most important, your personal mortgage specialist will be there to help you throughout the process. Contact any of our qualified, experienced Loan Officers at the location nearest you.

Mortgage Calculators